A field of barley.
Area Yield Protection (AYP)

Area Yield Protection is based on the experience of the county rather than the individual farm. AYP indemnifies the insured in the event the final county yield falls below the insured's trigger yield. Area Yield Protection is a part of Area Risk Protection Insurance, or ARPI. It replaces the Group Risk Plan (GRP) and Group Risk Income Protection (GRIP). 

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A field of golden wheat ready for harvest.
Area Revenue Protection (ARP)

ARP is based on the county's experience rather than individual farms. Coverage is provided against loss of revenue due to county-level production loss, price decline, or a combination of both. ARP will pay a loss when the final county revenue is less than the trigger revenue. It's calculated using the higher of the projected price or harvest price.

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A pyramid stack of hay bales after harvest.
Area Revenue Protection with Harvest Price Exclusion (ARP-HPE)

Like Area Yield Protection, ARP-HPE is based on the county's experience rather than individual farm. An ARP-HPE policy provides protection against loss of revenue due to county-level production loss, price decline, or a combination of both. This plan only uses projected price and does not provide upside harvest price protection. 

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